I'm all about breaking down the taboo surrounding money. I am that friend who openly announces that I'm so far in my overdraft, I don't think I'm ever going to get out of it. Not everyone feels comfortable talking about money and that's fine but if I can make one feel better by letting them know that they are not alone in their money worries, then I'm happy.

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However, one thing that REALLY annoys me is when people feel the need to comment on what I spend my money on. Now, before you say it, maybe I'm exposing myself to this by openly discussing my financial situation. However, it's as though people think that just because I have very little money, I shouldn't treat myself? Wrong. If I didn't treat myself just because I have no money, I wouldn't buy anything ever and to be honest, I don't really want to do that. People seem genuinely shocked when I buy something that I didn't need and I just do not get how it's anyone's business but my own. At the end of the day, as long as I'm not being stupid with my money or getting myself into trouble with it, does it really matter?

Nobody prepares you for how hard living as a student can be. Especially when your student loan only just covers your rent and you're working three jobs just to be able to afford your weekly food shop - I wasn't lying when I said I'm very open about my money situation.

Money can be a delicate subject for a lot of people and so, it's important to think about what you're saying before you say it when it comes to another person's financial situation. Growing up in a typical working-class family, I started working when I was 16 and I haven't really been out of work since. I learned to look after myself and I work hard to do so. Therefore, if I want to treat myself to something at the end of that week, just for getting through that week, then I'm going to.

It may sound like I'm justifying my purchases. I am not. Why should I have to justify my purchases to anyone but myself? Last time I checked, I'm the one that is buying these things. 

Basically, everyone comes from different backgrounds - some people have money, some people do not. While I will happily talk about my financial situation, I do not expect to be met with criticism on how I spend my money. So, you know what you're doing - don't let other people make you feel bad because you're not making the same decisions as they would. 

What are your views on the taboo around conversations about money? Let me know...

*I am also not promoting being in your overdraft or spending ridiculous amounts of money when you can't really afford it. Luckily for me, I have a student account and so my overdraft is interest free*